Friday, September 18, 2009

A Home Buyer's Guide: 10 steps to a successful closing

As your Realtor, it is my job to assist you with your home purchase. If you hire me you will have the benefit of 28 years of experience helping over 1,000 people with the sale or purchase of their home. Many steps are involved in making your home purchasing experience successful and as stress free as possible. Here are recommendations and a brief chronology of the events as they "normally" occur.

1. It is to your benefit to make your loan application before house hunting. If you are approved on your mortgage this makes you essentially a cash buyer when you make your offer. This puts you at an advantage, especially when you may be competing with other buyers for the same house. It also eliminates any last minute problems that may occur because of erroneous information on your credit report. There are several mortgage lenders I recommend who have consistently provided excellent service and low interest rates to me over the years. I get no monetary compensation from them for my recommendation and will be happy to put you in touch with them.

For the other 9 steps to purchasing your home send me an email at michael.schmitt@sbcglobal.net and I will be glad to forward that to you.